Simple and Honest Fact Sheet for New Medicare Enrollees

Pre-enrollment Applications:

Advance Pre-enrollment applications and “rate locks” taken over the phone… “I’ll hold your application until you get your Medicare card” … unethical and Medicare doesn’t allow it.

Fact:

I am required by Medicare to process your application within 24 hours. I cannot “hold” your application for any reason while we wait for your Medicare card to arrive.

Medicare Plan Benefits:

Medicare regulates the insurance companies that offer you insurance products. A “Plan F” or “Plan G” has the same core benefits, regardless of which company makes the offer. The only real difference is the monthly premium you pay each month. Why pay more for essentially the same thing???

How do I get paid???

I don’t charge you $250.00 for my services which are free. Medicare doesn’t allow me to charge you anything. As an independent insurance agent, I get paid by the insurance company when you enroll with me in the plan of your choice.

Phone Calls/Over the Phone Enrollments:

In most cases, Medicare doesn’t allow me to call you without your permission. Don’t share personal, financial or health information over the phone with people you don’t know. Identity theft is a real big problem… don’t make it easy for the thieves.

Fact:

The process of getting enrolled with Medicare is truly a real “Life Event”. I’ve been eligible for Medicare since 2014. My 35 years of experience in helping people get from point A to B of their Medicare Benefits is free of charge. The biggest part of my job is being a “Medicare translator” … to help you choose the plan of your choice with the least amount of hassle and confusion.

Next Step:

Call me today, we can figure out which Medicare Plan works best for you and make this “Life Event” as simple as possible.

Call Tim Specht CSA at 502-491-7267 today for a personal and confidential review.