Silver Café Insurance LLC

Website/Landing Page

 Privacy Policy

Introduction

We recognize that the privacy of your personal information is important. The purpose of this policy is to let you know how we handle the information collected through the use of this website/landing page. Portions of this website/landing page may describe privacy practices applicable to specific types of information or to information provided on specific web pages. This policy does not apply to information collected through other means such as by telephone or in person, although that information may be protected by other privacy policies. As used in this policy, terms such as “we” or “our” and “Company” refer to Silver Café Insurance LLC and its current and future affiliated entities. This website/landing page is intended for a United States audience. Any information you provide, including any personal information, will be transferred to and processed by a computer server located within the United States.

Cookies and Tracking

The Company uses various technologies, which may include “cookie” technology, to gather information from our website/landing page visitors such as pages visited and how often they are visited, and to enable certain features on this website. “Cookies” are small text files that may be placed on your computer when you visit a website or click on a URL. Cookies may include “single-session cookies” which generally record information during only a single visit to a website/landing page and then are erased, and “persistent” cookies which are generally stored on a computer unless or until they are deleted or are set to expire. You may disable cookies and similar items by adjusting your browser preferences at any time; however, this may limit your ability to take advantage of all the features on this website/landing page. You may also manage the use of “flash” technologies, with the Flash management tools available at Adobe’s website. Note that we do not currently respond to web browser “Do Not Track” signals that provide a method to opt out of the collection of information about online activities over time and across third-party websites or online services because, among other reasons, there is no common definition of such signals and no industry-accepted standards for how such signals should be interpreted. We may also allow third party service providers to use cookies and other technologies to collect information and to track browsing activity over time and across third party websites/landing pages such as web browsers used to read our websites/landing pages, which websites are referring traffic or linking to our websites/landing pages, and to deliver targeted advertisements to you. We do not control these third party technologies and their use is governed by the privacy policies of third parties using such technologies. Once you click the link, you may choose to opt-out of such advertising from all participating advertising companies or only advertising provided by specific advertising companies. We may use analytics companies to gather information and aggregate data from our website/landing page visitors such as which pages are visited and how often they are visited, and to enable certain features on our websites/landing pages. Information is captured using various technologies and may include cookies.

Your Personal Information

This website/landing page may include web pages that give you the opportunity to provide us with personal information about yourself. You do not have to provide us with personal information if you do not want to; however, that may limit your ability to use certain functions of this website/landing page or to request certain services or information. We may use personal information for a number of purposes such as:

  • To respond to an email or particular request from you.

  • To personalize the website/landing page for you.

  • To process an application as requested by you.

  • To administer surveys and promotions.

  • To provide you with information that we believe may be useful to you, such as information about health products or services provided by us or other businesses.

  • To perform analytics and to improve our products, websites, landing pages and advertising.

  • To comply with applicable laws, regulations, and legal process.

  • To protect someone’s health, safety, or welfare.

  • To protect our rights, the rights of affiliates or related third parties, or take appropriate legal action, such as to enforce our Terms of Use.

  • To keep a record of our transactions and communications.

As otherwise necessary or useful for us to conduct our business, so long as such use is permitted by law. We may use personal information to contact you through any contact information you provide through this website or landing page, including any email address, telephone number, cell phone number, text message number, or fax number. We may also share personal information within Silver Café Insurance LLC , and we may combine personal information that you provide us through this website or landing page with other information we have received from you, whether online or offline, or from other sources such as from our vendors. For example, if you have purchased a product or service from us, we may combine personal information you provide through this website/landing page  with information regarding your receipt of the product or service.

Sharing Personal Information

We will only share your personal information with third parties as outlined in this policy and as otherwise permitted by law. We may share personal information if all or part of the Company is sold, merged, dissolved, acquired, or in a similar transaction. We may share personal information in response to a court order, subpoena, search warrant, law or regulation. We may cooperate with law enforcement authorities in investigating and prosecuting activities that are illegal, violate our rules, or may be harmful to other visitors. If you submit information or a posting to a chat room, bulletin board, or similar “chat” related portion of this website/landing page, the information you submit along with your screen name will be visible to all visitors, and such visitors may share with others. Therefore, please be thoughtful in what you write and understand that this information may become public. We may also share personal information with other third  party companies that we collaborate with or hire to perform services on our behalf. For example, we may hire a company to help us send and manage email, and we might provide the company with your email address and certain other information in order for them to send you an email message on our behalf. Similarly, we may hire companies to host or operate some of our websites/landing pages and related computers and software applications. This website/landing page may permit you to view your visitor profile and related personal information and to request changes to such information. If this function is available, we will include a link on this website/landing page with a heading such as “My Profile” or similar words. Clicking on the link will take you to a page through which you may review your visitor profile and related personal information.

 

Website and Information Security

We maintain reasonable administrative, technical and physical safeguards designed to protect the information that you provide on this website/landing page. However, no security system is impenetrable and we cannot guarantee the security of our website/landing page, nor can we guarantee that the information you supply will not be intercepted while being transmitted to us over the Internet, and we are not liable for the illegal acts of third parties such as criminal hackers.

Our Online Communication Practices

We may send electronic newsletters, notification of account status, and other communications, such as marketing communications, on a periodic basis to various individuals and organizations. We may also send email communications regarding topics such as general health benefits, website/landing page  updates, health conditions, and general health topics. We offer you appropriate consent mechanisms, such as opt-out, for marketing and certain other communications. As examples, you may opt-out as provided for in a specific email communication or contact us as described below in the section “Contact Us.” Please be aware that opt-outs may not apply to certain types of communications, such as account status, website/landing pages updates, or other communications.

Information for Children Under 13

We will not intentionally collect any personal information from children under the age of 13 through this website/landing page without receiving parental consent. If you think that we have collected personal information from a child under the age of 13 through this website/landing page, please contact us.

Contact Us

 

To contact us regarding this policy and our related privacy practices, please email at silvercafeins@msn.com or write us at Silver Café Insurance LLC  7900 Ridgehurst Place, Suite 2005, Louisville Ky 40299. If you believe we or any company associated with us has misused any of your information please contact us immediately and report such misuse.

Effective Date  January 1st 2019

 

Changes to this Website/Landing page  Privacy Policy

We may change this policy. If we do so, such change will appear on this page of our website/landing page. We will also provide appropriate notice and choices to you, on this website/landing page and in other appropriate locations, based on the scope and extent of changes. You may always visit this policy to learn of any updates.

 

Social Security Number Protection Policy

Protecting personal information is important to Silver Café Insurance LLC. It is our policy to protect the confidentiality of Social Security numbers (“SSNs”) that we receive or collect in the course of business. We secure the confidentiality of SSNs through various means, including physical, technical, and administrative safeguards that are designed to protect against unauthorized access. It is our policy to limit access to SSNs to that which is lawful, and to prohibit unlawful disclosure of SSNs

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SILVER CAFÈ INSURANCE LLC WEBSITES. BY SUBMITTING THIS FORM, YOU AGREE THAT A LICENSED FINANCIAL INSURANCE ADVISOR MAY CONTACT YOU TO DISCUSS THE SPECIFIC TYPES OF INSURANCE PRODUCTS LISTED ABOVE. BY SUBMITTING THIS FORM, YOU WILL BE CONTACTED BY A MEDICARE HEALTH INSURANCE PLAN OR PRESCRIPTION DRUG PLAN THAT IS NOT THE FEDERAL GOVERNMENT AND THEY MAY BE COMPENSATED BASED ON YOUR ENROLLMENT. BY SUBMITTING THIS FORM, IT DOES NOT AFFECT YOUR CURRENT ENROLLMENT NOR WILL IT ENROLL YOU INTO ANY INSURANCE PLAN, PRESCRIPTION DRUG PLAN, OR ANY MEDICARE PLAN. WE ARE NOT CONNECTED WITH OR ENDORSED BY THE UNITED STATES GOVERNMENT OR THE FEDERAL MEDICARE PROGRAM. THIS IS AN ADVERTISEMENT. SILVER CAFÈ INSURANCE LLC IS LICENSED TO DO BUSINESS IN THE STATES OF KENTUCKY AND INDIANA. SILVER CAFÈ INSURANCE LLC IS AUTHORIZED TO DO BUSINESS UNDER THE ADDITIONAL BRAND NAMES AS FOLLOWS: SILVER AMERICAN, SILVER GENERATIONS, AND BABY BOOMERS INSURANCE. THE BRAND NAMES AND RESPECTIVE SERVICE MARKS ARE REGISTERED WITH THE USPTO. SILVER CAFÈ INSURANCE LLC COPYRIGHT 2019.